Anonymous

Hire an attorney, file bankruptcy and make a the necessary payment to the bank. Only way to save your house

Anonymous

You probably screwed yourself. 90 days past do and you didn't "realize it"?? GROW UP. Go down and talk to the bank and talk to someone in person to see if you can fix it. They don't want to be in the real estate business, so if you can make good, they MIGHT prefer that. Since you were irresponsible and STUPID enough to get yourself into this jam I will assume you need to be told the following before talking to them. BATHE BEFORE you go see them. Brush your teeth. Get a haircut and/or shave as needed. Dress like you are a responsible adult. If you are going there without an appointment, go onto there website and see if you can find out who it is you are hoping to talk with and show up AS SOON AS THEY OPEN IN THE MORNING.

Anonymous

90 days is three months overdue. This is about the point where most foreclosures begin. It also means that you ignored them for three months. People do not just not realize that they haven't paid their mortgage in three months. You were sent notices beginning when the first payment was overdue. If you did not send them the full amount you owe, they may refuse a partial payment. Now you are going to owe them the three months in full, plus late fees and any additional fees they have incurred for the legal expenses of filing for foreclosure. It's not too late to stop it, but you need all of the money you owe them.

Anonymous

They might be returning the monthly payment as accepting this will halt the foreclosure and they don't want to halt the foreclosure unless you catch up in full. If you are able to pay to catch up in full you can call them, ask the amount and then make a lump sum payment to catch up but this might be what it takes to stop the foreclosure and the longer you delay the more you'll have to pay.